Dental Plans: There are 2 types of dental plans. You can purchase dental insurance, or you can purchase a dental discount plan. Dental insurance will cover more than a discount plan will however, most dental insurance plans will have waiting periods on basic and major services.
How can I purchase a Dental Plan? You can purchase a dental plan through most private insurance carriers such as Humana, Delta Dental, United Concordia, Cigna and many more. They will typically take effect the 1st of the month however there are some plans that can become effective immediately.
Networks: Most dental plans will have a network you have to stick to in order to get coverage. Make sure that the dentist you are going to participates in the plan that you are choosing.
Pre-existing Conditions: Most dental insurance plans will not cover pre-existing issues such as a cavity, root canal or tooth extraction for 6 to 12 months after the effective date. If you purchase a discount plan, you will not have a waiting period because discount plans provide savings immediately.
Why Choose Dental Insurance? If you are looking for a plan that will provide 100% preventive care such as cleanings and check-ups, then a dental insurance plan is a great fit for you. If you are looking for a dental plan because you need a filing or tooth extraction right away, then a dental insurance plan is not a good fit.
Why Choose a Dental Discount Plan? If you are looking for a dental plan that has no limits and no waiting periods on pre-existing conditions, then a discount plan is a great fit. They provide coverage for just about any dental service without having to wait 6 to 12 months.
Vision Plans: There are 2 types of Vision plans available. You can either purchase vision insurance or a vision discount plan. Vision insurance covers more than a discount vision plan will.
How can I purchase a Vision Plan? You can purchase a Vision plan through most private insurance carriers such as Humana, Renaissance, VSP, Eye Med and many more. They will typically take effect the 1st of the month however there are some plans that can become effective immediately.
Networks: Most vision plans will have a network you have to stick to in order to get coverage. Make sure that the provider you are going to participates in the plan that you are choosing.
Why Choose Dental Insurance? If you are looking for a plan that will provide 100% preventive care such as eye exam and check-ups, then a vision plan is a great fit for you.
Why Choose a Vision Discount Plan? If you are looking for a vision plan that is inexpensive and provides savings toward your eye exam, frames and lenses, then a discount plan is a great it.
United Concordia is a leading national dental carrier that delivers high-quality, cost-effective dental programs. Headquartered in Harrisburg, PA, the company has approximately six million members and a network of more than 100,000 unique dentists at 240,000 access points nationwide. United Concordia has a companywide commitment to superior customer service, which is evident in the design, implementation, administration and servicing of its dental benefits programs.
At UnitedHealthcare, we serve millions of people from their earliest years through their working lives and into retirement. What unites us is our mission to help people live healthier lives and make the health system work better for everyone. These are extraordinary times in health care. The opportunities to help people live healthier have never been greater. Advanced data and technologies, breakthrough treatments and consumer choice are redefining what can be achieved. We are working to create a system that is connected, aligned and more affordable for all involved. One that delivers high quality care, responsive to the needs of each person and the communities in which they live. We are also partnering with care providers, collaborating in new ways to improve patient care. At UnitedHealthcare, we are working to play our part in creating a more sustainable health care system: one that works better for everyone.
Every health and life insurance policy is not created equal. Everyone needs something different out of their insurance. Whether it be coverage for a specific doctor, an expensive prescription, hospitalization, maternity or maybe you just want to get a physical. Same applies to life insurance coverage, you may need to protect your mortgage or leave money aside for college tuition or maybe you just want to leave something behind for your family to live out your legacy. Here at Next Level Benefits, we want to understand your needs and what is important to you. So, reach out to us and let us take the time to get to know you and your loved ones so that we can provide you a service second to none. We look forward to hearing from you.
Lisa and Phil were extremely helpful with obtaining health insurance after our move to Texas, from the state of Washington. It was during the non-enrollment period, which made timelines short, and there were many rules to adhere to. Thanks to them, we made the transition smoothly. They always called or emailed back when I had a question or problem.
Next Level Benefit was like a breath of fresh air. With overwhelming phone calls from other companies, NLB treated me like a part of their family and got to know me on a personal level. I told them exactly what kind of coverage I was looking for, and they knocked it out of the park with great coverage and affordable prices. Would highly recommend!
