One Marketplace Application. One Agent
When it comes to your Health Insurance Marketplace coverage, working with multiple agents can create unnecessary confusion and problems.
Here’s why it’s important to choose ONE trusted insurance agent to help you with your Marketplace coverage:
✅ Avoid Duplicate Applications
Multiple agents may submit or update applications for you, which can lead to conflicting information or unnecessary complications.
✅ Keep Your Information Consistent
Your income, household information, and eligibility details need to be accurate and consistent. Having one agent helps keep everything organized.
✅ Know Who Is Managing Your Account
When several agents have access to your Marketplace information, it can become difficult to know who made a change or why something was changed.
✅ Reduce the Risk of
Read MoreFederal Marketplace (FFE and SBE-FP) Anti-Fraud Actions
Introduction
Fraud and improper enrollments in the Health Insurance Marketplace® harm consumers, burden taxpayers, and undermine the integrity of the Federal Marketplace. CMS has identified a pattern of unauthorized enrollments and suspicious agent and broker activity in the Federal Marketplace. In response, the agency has moved aggressively to address these issues through a three-pronged strategy: preventing fraudulent and improper enrollments upfront; removing existing unauthorized enrollments; and enforcing CMS regulations governing agents and brokers.
CMS has launched coordinated efforts with health insurance companies to identify enrollees associated with suspected unauthorized enrollments and cancel confirmed unauthorized enrollments. At the same time, the agency has focused on strengthening policies and enforcing existing regulations governing agents and brokers who assist consumers with enrollment.
Cancellation of Unauthorized Enrollments
On August
Read MoreWhat is Special Enrollment?
Life changes can sometimes qualify you for a Special Enrollment Period (SEP) through the Health Insurance Marketplace.
A qualifying life event may include:
✅ Losing health coverage through your job
✅ Getting married
✅ Having a baby or adopting a child
✅ Moving to a new area where different health plans are available
✅ Losing eligibility for Medicaid or CHIP
✅ Changes in your household or other qualifying circumstances
⏰ Important: In many situations, you have a limited amount of time—often 60 days before or after the qualifying event—to enroll or make changes to your Marketplace coverage.
Don’t assume you have to wait until Open Enrollment to get health insurance. If your life circumstances have changed, you may qualify
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